Pensions and
retirement planning

Whether retirement is many years away or just around the corner, unless you start planning for retirement now, there is a great danger that you could outlive your savings. Whatever you want to do next, we can help you manage the transition.

 

Planning ahead for the financial future you want

At Kingwood, our specialist retirement planners can help you to understand the relevant planning issues as well as the range of potential solutions that are available.

Our specialists can advise you on all of your pension and retirement planning needs:

  • Personal Pensions
  • Self-Invested Pension Plans
  • Annuities
  • Drawdown & Flexible Retirement Schemes
  • Pension Freedoms
  • Pensions Consolidation
  • Qualifying Recognised Overseas Pension Schemes (QROPS)

When it comes to planning for retirement, the earlier you start, the more potential your money has to grow. Retirement planning is not simply about paying regularly into your pension and forgetting about it. Instead, it is essential to review your progress against your retirement goals and take account of changes that may affect your plans.

A critical aspect of retirement planning is structuring your affairs to ensure that you can meet your desired level of income when you stop working. With ever-changing pension legislation and increasing life expectancy, it makes sense to use all the tax-efficient options available to create a flexible retirement plan.

The Ancient Greek historian Thucydides wrote that ‘the secret to happiness is freedom’ – and now you have more options than ever when it comes to your retirement savings following the revolution in pensions that transformed the retirement prospects for millions following the passing of the Pension Schemes Act 2015.

Retirement planning is a long-term commitment. But wherever you sit in your retirement journey, Kingswood are here to support you, whether it’s starting a pension, saving more into your plan or helping with your options for retirement.

To find out more or to discuss how to maximise your retirement opportunities, please contact us and speak to our specialist retirement planning team.

digital guide download

How can I guarantee the kind  of retirement I want? Are you ‘mid or late career’ or planning to retire within ten years? If the answer’s ‘yes’, then you probably want to know the answers to these questions: 'Will I be able to retire when I want to? Will I run out of money? How can I guarantee the kind of retirement I want?’

In this guide you will learn:

  • What the state pension is – Basic and single tier
  • Tax relief on pension contributions
  • About the Annual Allowance and Lifetime Allowance
DOWNLOAD GUIDE

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