Time is a great healer

The key takeaways from the current crisis. For me, there are two key takeaways: first, almost all market downturns fade into insignificance in the long run, even if at the time they may feel unprecedented and game changing. Second, it is dangerous to sell out of markets completely, even for very short periods of time. Both considerations have framed the … Read More

Time in, not timing

The increase of risk profiling As humans we are (mostly) wired to have a greater aversion to losses than desire for gains. Put more simply, we feel greater pain when registering losses than gains. This is the primary reason for the increase in risk profiling. Historically you would have had a conversation with your Wealth Planner and a “feel” for … Read More