Covid-19: Are you protected?

Given the current situation during this difficult and unsettling time with coronavirus (COVID-19), it’s important to think about how secure the future of your family or business would be in the event that you were no longer around. Understandably, we would rather not dwell on such a scenario, but this crisis has highlighted the importance of protecting the things that … Read More

Time is a great healer

The key takeaways from the current crisis. For me, there are two key takeaways: first, almost all market downturns fade into insignificance in the long run, even if at the time they may feel unprecedented and game changing. Second, it is dangerous to sell out of markets completely, even for very short periods of time. Both considerations have framed the … Read More

Time in, not timing

The increase of risk profiling As humans we are (mostly) wired to have a greater aversion to losses than desire for gains. Put more simply, we feel greater pain when registering losses than gains. This is the primary reason for the increase in risk profiling. Historically you would have had a conversation with your Wealth Planner and a “feel” for … Read More

Why the Coronavirus recession cannot be a costless event

Coronavirus recession investment markets

Richard Jeffrey | Chair of Kingswood Investment Committee When I first came into the City in the late-1970s, the reverberations of the 1973-74 stock market crisis were still echoing around financial markets and within the walls of investment firms. In the UK, although not described using these words, it had most certainly been regarded as an existential crisis for the … Read More